Financial Insights for Retirement Planning 

Navigating this transition can be complex, and a financial advisor provides a professional, objective perspective when you need it most. They can act as a trusted third party to help you and your spouse bridge differences and see potential blind spots. Their role is to provide clarity, consolidate and simplify your accounts, and help you create a unified, long-term strategy that gives you both confidence for the future.

The Roth vs. Pre-Tax 401(k) decision isn't static; it should evolve with your career and financial goals. As a financial advisor, I recommend analyzing your current tax situation, projecting future income and rates, and building a truly diversified retirement income strategy that maximizes your after-tax wealth.

Don't let generic headlines dictate your retirement dreams. A qualified financial advisor can help you move beyond arbitrary numbers to create a tailored, realistic plan based on your unique goals, estimated expenses, and all potential income sources. Personalization is key to building true retirement confidence.