The Roth vs. Pre-Tax 401(k) decision isn't static; it should evolve with your career and financial goals. As a financial advisor, I recommend analyzing your current tax situation, projecting future income and rates, and building a truly diversified retirement income strategy that maximizes your after-tax wealth.
Don't let generic headlines dictate your retirement dreams. A qualified financial advisor can help you move beyond arbitrary numbers to create a tailored, realistic plan based on your unique goals, estimated expenses, and all potential income sources. Personalization is key to building true retirement confidence.
