There's a big difference between having money and true wealth. Having money lets you enjoy some of the finer things in life, like nice dinners or spontaneous trips. Being wealthy, however, affords you lasting security, freedom for your future, and a legacy that benefits your family for generations.
Financial success is less about income and more about purpose and discipline. The most successful people in the U.S. use thoughtful planning and strategic decisions to grow wealth. But in reality, many people in our country can't afford a month off work. Even accomplished individuals and families don't have solid financial plans these days. Without the right tailored guidance, even the most affluent individuals and families can mismanage and squander what they've worked hard to build.
The good news? Working with the right financial advisor in Nampa, ID can help you build durable financial strategies that provide confidence, flexibility, and peace of mind for the rest of your life. We're talking about more than advice. We're talking about a complete wealth partnership that goes beyond investing and encompasses your life, your goals, and your financial future.
You deserve a financial approach that goes beyond products and numbers. Your money should reflect your priorities, support your ambitions, and help shape the future you imagine. You have poured effort into creating something valuable. Now is the moment to ensure your wealth is managed with the same purpose and care.
At Twin Rivers Wealth Management, we help high-earning professionals and families cut through financial complexity, uncover new possibilities, and make choices with confidence. Our clients look for more than growth; they want a clear path that turns their success into lasting impact.
We set ourselves apart from other financial advisors in Boise and Sacramento because we are:
Unlike some wealth management firms, we are bound by law to do what's best for you. Only about 30% of financial advisors in the United States have a fiduciary responsibility, meaning they are legally required to put your interests first.
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Fewer than one in five financial advisors work on a fee-only model without commissions, giving advice that is free from outside influence and focused on your needs.
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Our lead advisor, Dominick Anton, is proud to be a CFP (Certified Financial Planner). Only about 30% of financial advisors have earned the CFP certification, which is a credential that reflects both deep expertise and strong ethical standards in the field.
Fewer than one in ten financial advisors holds the APMA (Accredited Portfolio Management Advisor) designation, which signals specialized skills and advanced knowledge in portfolio management and strategic asset allocation.
Fewer than five percent of financial advisors hold the BFA certification, which shows their skill in helping clients navigate the emotional side of financial choices.
Just 15% of financial advisors focus on 401(k) plans, offering specialized guidance to help clients get the most out of their retirement benefits.
We built Twin Rivers Wealth Management on the notion that clients deserve a complete wealth partnership rather than simple financial advice. As your financial advisor in Nampa, ID, we strive to integrate every aspect of your financial life into one unified strategy. Our services reflect that goal and include:
Whether it's managing your daily finances or mapping out your estate, we create a financial plan that fits your life and priorities. Our support goes beyond advice, encompassing not only guidance but also recommendations and implementation.
We offer personalized financial planning and guidance tailored to you and your family so you can approach retirement with certainty. Your income, investments, and lifestyle plans will all work together for your future.
Why pay more in taxes than you have to? Our proactive tax optimization strategies help minimize the amounts you pay and preserve what you've worked for years to earn.
Investing in 2026 and beyond requires solid planning based on evidence-based, risk-adjusted strategies that are tailored to your overall financial goals and the values you hold most dear.
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One of the greatest gifts you can give to those you love is the promise of higher education. As such, Twin Rivers Wealth Management provides thoughtful recommendations to fund your children's or grandchildren's education, without compromising your retirement or other priorities.
If there's one thing that most people can agree on, it's that life is unpredictable. Savvy individuals and families understand this and rely on their financial advisor in Nampa, ID to provide secure protection strategies designed for their needs, not someone in the same general tax bracket. As such, we create purpose-driven strategies to safeguard your assets, income, and family legacy against the uncertainty of life.
Securing your family's financial future and supporting the causes you're passionate about help preserve your legacy and solidify your impact in this world. Our guidance helps you steward wealth across generations and helps ensure you have the freedom to support the causes that matter to you the most.
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At Twin Rivers Wealth Management, our approach to financial guidance is grounded in understanding the big picture of your life. Our clients often share that true peace of mind comes not just from financial returns, but from knowing every piece of their plan is working in harmony. We strive to be the trusted advisor who sees your entire situation, builds a plan centered on your values, and creates strategies that allow you to focus on living well now and in the future.
Our clients value:
Now that you know what sets Twin Rivers Wealth Management apart from other financial advisors, let's explore the benefits of working with a wealth planner and some investment planning tips for you to consider.
Navigating wealth management can be challenging, but one principle remains at the heart of a strong relationship between client and advisor: fiduciary duty. A fiduciary wealth manager must always put their clients' interests first and is held to that standard by law.
A fiduciary wealth manager is someone you trust to look after your investments and assets. By law, they must always put your needs first, approaching every decision with honesty and openness. With this responsibility, your goals and financial security guide every recommendation and step they take.
Fiduciary duty matters because it builds a foundation of trust between you and your advisor. When a wealth manager upholds this responsibility, you can expect advice that puts your needs first, free from hidden agendas. Any conflicts are brought to light, and your interests always come before theirs. This commitment sets a higher bar for ethics and professionalism in the financial world.
At Twin Rivers Wealth Management, we are monitored by the SEC to ensure that our fiduciary efforts follow the regulations and rules set forth by the SEC. As your fiduciary financial advisor, we are held to 4 types of duties:
As one of the most respected financial planning firms in the country, we know that no two clients' finances and future goals are ever exactly the same. Not everyone needs a fiduciary wealth planner. But how do you know if you do?
Most individuals and families hire a fiduciary wealth manager when their financial life grows too complex to manage by themselves. For some, that means when their investable assets cross a certain threshold. For others, it means when they want to eliminate the possibility of commission-based conflicts as they transition from work to retirement or after receiving a large inheritance.
Rather than guess whether you should work with a fiduciary financial planner, call around to a few firms to get their opinion on the matter. Ask them about their credentials, how long they've been in business, and how they approach wealth management. Tell them about your financial situation and your goals. Ask them directly if starting a fiduciary relationship is the right path for you at this time.
We receive calls every day from people who are unsure whether our firm would be a good fit for them. That's why, before we enter a relationship with a new client, we always have an introductory call to learn about your needs and goals.
Here's a short outline of the initial conversation you'll have with us at Twin Rivers Wealth Management:
When we first sit down together, our goal is to understand what matters most to you. We want to hear your reasons for seeking guidance and also want to learn about your financial story. We'll be sure to talk through the essentials, like your income, savings, debts, investments, your home's value, and any other assets you hold.
During this conversation, we'll talk about what you value most and how you picture your future. We'll discuss your goals (both personal and financial) and look at the choices you may face down the road. We'll also take a closer look at the financial data you provide us to get a better understanding of how we can serve you.
At this stage, we'll review your long-term financial outlook and see how things are shaping up for the future you want. We'll figure out if you're headed in the right direction and talk about any opportunities that could help you reach your goals even sooner.
As you start building wealth, inflation can almost seem like an erroneous administration fee for your progress. When inflation and other circumstances hit, prices often stay high, which affects how far your money goes. Adjusting your financial plan now helps you keep more of your purchasing power for both today and tomorrow.
Consider these tips to stay ahead:
When prices rise, a fixed budget quickly falls behind. Shifting to a flexible budget that adjusts with your expenses puts you back in control. Check your spending often and set ranges, not fixed amounts, for things like groceries and utilities.
Navigating this subject is much easier when you've got another set of eyes to help. A financial advisor in Nampa, ID can help identify your blind spots when you're too busy to cover every financial base yourself.
Building a solid plan goes beyond crunching numbers. The people who thrive during periods of inflation and higher costs tend to rely on steady routines. They keep things straightforward, review, pivot, and try to keep actions and decisions simple.
Here are a few ways to upgrade your financial habits and systems:
There's a big difference between individuals and families who receive wealth and those who steward wealth for generations. The difference isn't about better ROI. It's that they implement tailored infrastructure from the beginning. Success is not measured solely by higher returns, but by establishing sound structures, making deliberate decisions in the proper sequence, and crafting a plan designed to endure.
Whether you're in the prime years of your life or you're getting close to retirement, the truth is that your financial life is too important to leave to chance or to a plan that only covers part of the picture. Let Twin Rivers Wealth Management change that for you. It all starts with a conversation. Let's talk about your goals, analyze your current plan, and show you what's possible, both in the present and in the future.
Contact our wealth management firm today and take the first step toward building wealth and true financial freedom.
At an emergency meeting on Tuesday, Nampa Mayor Darl Bruner and City Council members listened closely as John Spencer, director of water resources, laid out the situation on Garrity Boulevard, just south of Interstate 84.That same afternoon, a 16-inch water main broke beneath the busy section of the arterial road on the eastern edge of the city, forcing road closures and major delays in the surrounding area.“No one is out of water,” Spencer said, easing concerns about the state of water access to nearby commercial b...
At an emergency meeting on Tuesday, Nampa Mayor Darl Bruner and City Council members listened closely as John Spencer, director of water resources, laid out the situation on Garrity Boulevard, just south of Interstate 84.
That same afternoon, a 16-inch water main broke beneath the busy section of the arterial road on the eastern edge of the city, forcing road closures and major delays in the surrounding area.
“No one is out of water,” Spencer said, easing concerns about the state of water access to nearby commercial buildings and Saint Alphonsus Medical Center Nampa. “We were able to isolate the break to just this section underneath the interstate and where the break was itself.”
Spencer said the pressure from the bursting pipe punctured the asphalt above it, sending floating chunks of Garrity Boulevard to the surface of the sinkhole that formed there. The city had two tasks: have Bruner sign a resolution declaring an emergency that demands an immediate expenditure of public money and authorize work to begin.
Both action items received unanimous approval in 10 minutes.
An update from the city on Tuesday said Garrity Boulevard would be closed until Friday.
However, a spokesperson for Nampa told the Idaho Statesman on Thursday that the city will begin laying roughly 2,200 tons of asphalt — about 100 dump trucks’ worth — on Friday, and confirmed Garrity Boulevard will reopen only after the road is repaved and striped.
Since water pressure in the area dropped below 20 pounds per square inch, the city issued a public notice Wednesday morning in accordance with state law.
“Because positive pressure was maintained in the drinking water system, the city is not issuing a boil advisory or do-not-drink notice,” the notice said.
The repairs are expected to cost the city $1.5 million to $2 million, which will be drawn from the city’s fund balance. To use the balance, the repairs will be included in the September budget amendment.
Spencer told the council that repairing the water main requires coordination with the Idaho Department of Transportation.
“This is within ITD right of way, so we have to meet the ITD standards for the road rebuild and the compaction standards and the section standard,” Spencer said. “There’s some uncertainty about the full limits of the repair for the road.”
When Council President David Bills asked Spencer if ITD was aware of the situation, Spencer said the city and the department were already in lockstep thanks to an unexpected coincidence.
“ITD had a project scheduled for this weekend on Garrity Interchange, the westbound off-ramp, and since it was so close, our contractor had made themselves available to help with that repair,” said Anna McLean, a public information officer for ITD, who spoke to the Statesman on Thursday.
The pipe was installed in 2002, according to city records, and while there were no identified signs of wear, a spokesperson for the city told the Statesman that an investigation into the exact cause of the rupture is ongoing.
NAMPA, Idaho — The City of Nampa announced that Garrity Boulevard, south of I-84, has been fully reopened following emergency repairs to a 16-inch water main.The break occurred at around 1 p.m. on Tuesday, closing all southbound lanes and related ramps on Garrity.City leaders said that crews replaced approximately 550 feet of the 16-inch water main, which was originally installed in 2002.Upon investigation, staff determined that the bedding, cover materials and practices used at the time do not meet current standar...
NAMPA, Idaho — The City of Nampa announced that Garrity Boulevard, south of I-84, has been fully reopened following emergency repairs to a 16-inch water main.
The break occurred at around 1 p.m. on Tuesday, closing all southbound lanes and related ramps on Garrity.
City leaders said that crews replaced approximately 550 feet of the 16-inch water main, which was originally installed in 2002.
Upon investigation, staff determined that the bedding, cover materials and practices used at the time do not meet current standards. Officials say that large boulders found right next to the pipe prevented proper bedding and alignment, contributing to the rupture.
WATCH | Garrity Boulevard reopens after water main break
The city warned that some customers may have noticed a temporary drop in water pressure, but officials believe normal domestic water service has been restored to all customers.
Leaders say that samples were collected from seven locations in the area impacted by the low pressure, confirming that all samples returned free of contaminants. However, officials note that the newly installed pipe will remain isolated from the rest of the system until sampling is complete.
After the new line was placed and pressure tested, officials say crews placed approximately 1,800 tons of asphalt.
The city thanked crews for their efforts to reopen the major roadway.
“I am proud of the coordinated, professional response by the entire city team and our partner agencies and contractors,” said Mayor Darl Bruner. “Their dedication allowed us to complete this complex repair safely and efficiently while protecting public health and minimizing disruption to the community.”
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On a good day, Assistant Fire Chief James Trumble said the Kuna Rural Fire District has six firefighters on call. From the station on the corner of Boise Street and North Linder Road, those six firefighters can operate two fire engines, which serve an area of approximately 110 square miles.“That’s on a good day,” Trumble said. “If somebody takes a day off, gets sick, or gets injured, and I can’t get someone to come back on overtime, I have to shut down one of those engines.”The station receiv...
On a good day, Assistant Fire Chief James Trumble said the Kuna Rural Fire District has six firefighters on call. From the station on the corner of Boise Street and North Linder Road, those six firefighters can operate two fire engines, which serve an area of approximately 110 square miles.
“That’s on a good day,” Trumble said. “If somebody takes a day off, gets sick, or gets injured, and I can’t get someone to come back on overtime, I have to shut down one of those engines.”
The station receives about four calls each day, which already has the fire district stretched to its limit, Trumble said. One in four calls the Kuna Fire District receives needs to be routed to fire departments in neighboring areas.
“Right now we don’t even have a ladder truck to respond to calls,” Trumble told the Idaho Statesman.
A solution may be at hand. Thanks to House Bill 208, which passed in 2025, fire districts in Idaho can consolidate into a single entity to pool resources and work together to cover service areas that may be understaffed. Kuna’s neighbors in the Nampa Fire Protection District may be the answer to Kuna Fire’s equipment and staffing problems. The two fire districts are considering consolidating into a single massive one, which would serve about 165,000 people across some 210 square miles.
Both districts are holding town halls to see what the public thinks, and firefighters say there’s an urgent need to address new growth.
Kuna’s population is exploding. It’s among the 15 fastest-growing cities in the nation, according the U.S. Census Bureau. The city’s population has ballooned by 30% over the last five years to more than 30,000 residents, and city officials aren’t expecting that growth to slow down.
Kuna Rural Fire District, which is an independent taxing district separate from the city of Kuna, operates with a budget of less than $6 million.
Eleven miles up the road, the Nampa Fire Protection District has a budget exceeding $39 million. That pays for 110 personnel working out of six fire stations, a training division and the administrative office. It also covers a fleet of response vehicles that includes four fire engines, a 100-foot aerial platform truck, a 75-foot ladder truck company, a squad truck, a Type 5 bush rig and a technical rescue team.
If the consolidation plan between the two fire districts is approved, the newly formed district would be better able to respond when the need arises.
“People might not understand that this will have an impact on homeowner’s insurance,” Trumble said. “Once you have an aerial fire truck accessible to your home, it can lower your homeowner’s insurance.”
In Idaho, properties more than 5 miles from a fire station can be assigned a high Public Protection Classification rating, according to the Idaho Surveying and Rating Bureau. This may increase premiums and could make it harder to secure standard policies or trigger coverage denials for people living in high-wildfire zones.
Thanks to the passage of a bond in 2025, Kuna Rural Fire District is opening another fire station on West Kuna Road near Ten Mile Road in the fall, but there’s a snag: The district can’t afford to staff the new station without a bigger budget.
In Idaho, fire districts collect impact fees based on growth in the area they cover. These can help the district buy new equipment and build additional stations, but they can’t pay for new firefighters, Trumble said.
Once Station Two is built, Trumble said, Kuna Fire has eyes on building a third station on the east side of the district on Cloverdale Road just south of Kuna Mora Road. All three stations, he said, would expand coverage for Kuna Fire and bring insurance rates down for residents all over its service area, but requires the staffing resources of Nampa in order to operate.
“What we’re really trying to do is position ourselves so that growth will pay for growth,” Trumble said. “If we have a larger budget as a consolidated district, then that means we can actually collect that new growth funding that’s supposed to come to us, but can’t because of legislature restrictions.”
An 8% growth cap on all taxing districts including cities, counties, fire districts, ambulance districts and other non-school taxing districts was passed in 2021 under House Bill 389, but lawmakers decided earlier this year to allow ambulance and fire districts to raise their caps to 15% when they passed House Bill 959.
To make the merger work, the two districts would have to re-balance the levy rates on homeowners in both areas. Kuna residents would pay $20 more per $100,000 of property value in their taxes, while Nampa would see a decrease of $2 per $100,000, according to Nampa Fire Protection District Chief Kirk Carpenter.
“We’ve been talking about this type of collaboration since I was hired by Nampa Fire in 1998, so it’s exciting to see a path forward for bringing these two districts together to serve this community,” Carpenter said. “This isn’t the first time we’ve looked at this. In the past, it was considered much more as a takeover by Nampa, but as both departments grew over the years, we kept revisiting the idea as a capacity-driven move to save taxpayers money while we gain a new voice as a larger, united entity.”
The boards of commissioners for both districts still have to vote on whether to go ahead with the plan, and before they do, they’ll give the public several opportunities to weigh in.
Town hall meetings are scheduled in both districts on the proposed plan.
Meetings in Nampa are scheduled for 6-8 p.m., July 20, and Aug. 6, at the Nampa Fire Training Center at 300 W. Railroad St., Nampa.
Kuna is scheduled to host its meetings 6-8 p.m., July 15 and Aug. 5 at the Kuna Fire District Station One at 150 W. Boise St. in Kuna.
If 25% of electors in either district were to sign a petition challenging the plan, the public would need to vote, which would then require a simple majority for the consolidation to move forward, according to Idaho Code.
Residents with questions are encouraged to reach out to admin@nampafire.org or the Kuna Fire District through its website.
NAMPA, Idaho — More than 200 artists and makers will gather in Nampa this weekend as the Nampa Festival of the Arts returns to Lakeview Park for its 39th year.The free, two-day event is scheduled for Saturday, Aug. 8, from 9 a.m. to 6 p.m. and Sunday, Aug. 9, from 10 a.m. to 3 p.m. Organizers expect artisans from around the region to fill the park with handmade goods ranging from paintings and jewelry to metalwork, sculptures, fabric art and artisan foods.In addition to vendor booths, the festival includes live entertainm...
NAMPA, Idaho — More than 200 artists and makers will gather in Nampa this weekend as the Nampa Festival of the Arts returns to Lakeview Park for its 39th year.
The free, two-day event is scheduled for Saturday, Aug. 8, from 9 a.m. to 6 p.m. and Sunday, Aug. 9, from 10 a.m. to 3 p.m. Organizers expect artisans from around the region to fill the park with handmade goods ranging from paintings and jewelry to metalwork, sculptures, fabric art and artisan foods.
In addition to vendor booths, the festival includes live entertainment, a food court, a children's art booth and free inflatables for kids.
One change this year is a new Hispanic art display at the Idaho Hispanic Community Center, located across the street from Lakeview Park at 315 Stampede Drive. The juried exhibit is sponsored by the College of Western Idaho, with artwork judged by students in the college's Art Department. Festival attendees will also be able to vote for a Community Choice Award.
Visitors looking for something to eat will have several options throughout the weekend. Scheduled food vendors include The BBQ Guy, Machu Picchu Peruvian, Idaho Crepe Company, Idaho Mini Donuts, Daisy's Italian Ice & Gelato, Mad Mac, Stella's Ice Cream, Tiki's Shaved Ice and several others.
Artists participating in the festival can also enter artwork into the Juried Fine Art Show, where pieces are eligible for awards including Champion, Gold, Silver, Bronze, Honorable Mention and People's Choice.
The Nampa Festival of the Arts began in 1986 and has become an annual event hosted by Nampa Parks and Recreation. This year's festival is expected to feature more than 200 artisan booths alongside food vendors and live entertainment throughout the weekend.
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